Terms of Use

By using this website, www.goldenbridgefunding.com (the "Website"), you are knowingly and willingly agreeing to be bound by these Terms of Use and understand that these Terms of Use shall constitute a binding and enforceable contract between you and Golden Bridge Funding, LLC ("Golden Bridge"). These "Terms of Use" set forth the terms and conditions under which you may access and use the Website. If you do not agree to these Terms of Use, you may not use this Website. By continuing to use the Website, you agree to the following terms and conditions, which govern your use of the Website.

Modifications

Golden Bridge may, in its sole discretion and at any time, modify these Terms of Use, in whole or in part, by posting such modifications on the Website. Your continued use of the Website following the posting of changes will operate as an acknowledgement of your acceptance of the then current Terms of Use. The Terms of Use will include the date Golden Bridge last updated the Terms of Use.

Use of the Website

You agree and acknowledge that the Website, including all software, trademarks, service marks and content, including, but not limited to, text, graphics, logos, icons, photos, videos, reports, articles and compilations, ("Website Content") and all intellectual property and proprietary rights in the foregoing, are the sole and exclusive intellectual property of Golden Bridge, its affiliates and/or its licensors and shall not be copied, adapted, reproduced, displayed, sold or otherwise distributed or modified without the express prior written consent of Golden Bridge. The Website is protected by all applicable United States and international intellectual property laws including copyright laws. Golden Bridge hereby grants you a license to access and use the Website and the Website Content solely in accordance with the terms and conditions of these Terms of Use. You agree not to remove, obscure, or alter Golden Bridge’s, or any other copyright notices, trademarks, or other proprietary rights notices affixed to or contained within or accessed through the Website. Any rights not explicitly granted by Golden Bridge in these Terms of Use are reserved.

Golden Bridge reserves the right to temporarily disable or permanently discontinue any and all functionality of the Website, including the provision of any and all Website Content, at any time without notice and with no liability to you. If you fail to comply with any provision of these Terms of Use, any rights granted to you herein will automatically terminate. In the event of such termination, you must immediately cease use of the Website.

No Solicitation

GOLDEN BRIDGE IS NOT AN AGENT, BROKER, REPRESENTATIVE, FIDUCIARY OR ADVISOR TO OR FOR A POLICY OWNER OR INSURED IN CONNECTION WITH THE SALE OF A LIFE INSURANCE POLICY, NOR IS GOLDEN BRIDGE AN INSURANCE COMPANY, INSURANCE AGENCY OR INSURANCE BROKER. THE DECISION BY AN INDIVIDUAL TO SELL HIS OR HER LIFE INSURANCE POLICY SHOULD BE MADE ONLY WITH THE ASSISTANCE AND ADVICE OF HIS OR HER OWN LEGAL, FINANCIAL, TAX AND OTHER ADVISORS.

Disclaimer of Warranties and Limitation of Liability

THE WEBSITE, INCLUDING ALL CONTENT AND SERVICES, IS PROVIDED ON AN "AS IS" "AND AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, COMPLETENESS OR NON-INFRINGEMENT. GOLDEN BRIDGE MAKES NO WARRANTIES OF ANY KIND, EXPRESS, IMPLIED OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES ARISING FROM TRADE USAGE, COURSE OF DEALING, OR COURSE OF PERFORMANCE. GOLDEN BRIDGE DOES NOT WARRANT THAT THE FUNCTIONS, INFORMATION OR OTHER MATERIALS CONTAINED IN THE WEBSITE WILL BE UNINTERRUPTED, OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THE WEBSITE IS FREE FROM VIRUSES OR OTHER HARMFUL OR MALICIOUS COMPONENTS. ANY MATERIAL DOWNLOADED FROM OR OTHERWISE OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA RESULTING FROM SUCH DOWNLOAD OR USE.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF USE. GOLDEN BRIDGE IS NOT PROVIDING ANY ADVICE THROUGH THE WEBSITE. YOU AGREE TO USE THE WEBSITE AT YOUR OWN RISK AND TO EXERCISE YOUR INDEPENDENT JUDGMENT IN CONNECTION WITH DETERMINING THE SUITABILITY OF, AND WHETHER TO CONTACT GOLDEN BRIDGE.

GOLDEN BRIDGE MAKES NO REPRESENTATION OR WARRANTY THAT THE WEBSITE, INCLUDING ANY CONTENT OR SERVICE IS APPROPRIATE OR AVAILABLE FOR ANY PARTICULAR USER OR IN ANY PARTICULAR ANY GEOGRAPHICAL LOCATION. GOLDEN BRIDGE INTENDS THAT THE WEBSITE WILL BE VIEWED BY U.S. PERSONS FOR INFORMATIONAL PURPOSES ONLY. NOTHING ON THE WEBSITE SHOULD BE VIEWED AS A SOLICITATION OR OFFER OF SERVICES. IT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY. IF YOU ARE ACCESSING THE WEBSITE FROM OUTSIDE THE UNITED STATES, YOU, NOT GOLDEN BRIDGE ARE RESPONSIBLE FOR COMPLIANCE WITH ALL UNITED STATES AND FOREIGN LAWS THAT ARE APPLICABLE, AND YOU AGREE TO INDEMNIFY GOLDEN BRIDGE FOR ANY AND ALL LIABILITY ARISING OUT OF ANY BREACH OF SUCH LAWS.

UNDER NO CIRCUMSTANCES, INCLUDING NEGLIGENCE, WILL GOLDEN BRIDGE, ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, ADVISORS, LICENSORS, LICENSEES OR CONTENT PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE OR CONSEQUENTIAL DAMAGES THAT RESULT FROM YOUR USE OF OR INABILITY TO USE THE WEBSITE, INCLUDING BUT NOT LIMITED TO RELIANCE ON INFORMATION OBTAINED ON THE WEBSITE, MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR ELECTRONIC MAIL, LOSS OF OR DAMAGE TO DATA, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO THE WEBSITE. YOU HEREBY ACKNOWLEDGE AND AGREE THAT THIS PROVISION WILL APPLY WHETHER OR NOT GOLDEN BRIDGE IS GIVEN NOTICE OF THE POSSIBILITY OF SUCH DAMAGES AND THAT THIS PROVISION WILL APPLY TO ALL WEBSITE CONTENT. NOTWITHSTANDING THE FOREGOING, ANY LIABILITY RESULTING FROM YOUR USE OF THE WEBSITE SHALL BE LIMITED TO ONE HUNDRED DOLLARS, IN THE AGGREGATE FOR ALL CLAIMS AGAINST GOLDEN BRIDGE AND GOLDEN BRIDGE INDEMNITIES.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above limitations may not apply to you. In any event, the foregoing limitations shall apply to the greatest extent permitted by law.

Indemnity

You agree to defend, indemnify and hold harmless Golden Bridge, its subsidiaries, affiliates, partners, employees, officers, directors, agents, licensors, licensees or content providers (the "Golden Bridge Indemnities") from any claims, losses, damages, expenses, suits, judgments, demands, and costs and attorneys’ fees, of every kind and nature arising out of or relating in any way to your use of the Website or your violation of these Terms of Use.

Third Party Links

The Website may contain hyperlinks ("Links") to other websites, or advertising or sponsorships operated by or referring to third parties and their goods and services ("Advertising"). Links and Advertising may be made available to assist you, the user, in your use of the Website. Golden Bridge does not control such Links or Advertising. GOLDEN BRIDGE MAKES NO REPRESENTATION OR WARRANTIES CONCERNING SUCH THIRD PARTY WEBSITES OR RESOURCES AND IS NOT RESPONSIBLE FOR THE CONTENT OR OPERATION OF SUCH THIRD PARTY WEBSITES OR RESOURCES, AND SHALL HAVE NO LIABILITY IN CONNECTION WITH THEM. Inclusion of such Links or Advertising does not imply any endorsement by Golden Bridge, including but not limited to opinions, statements, information, individuals or entities referred to on such Links or Advertising or any association with their operators. You are solely responsible for any charges or obligations that you may incur in your dealings with such linked site operators or advertisers. Linked sites or other web sites may also have a Link to this Website; Golden Bridge is not, and you agree that Golden Bridge is not, responsible for the content of any such web Website or the actions of any operator of any such website.

Warning Against Hackers

It is possible that other users or unauthorized "hackers" may post or transmit offensive or obscene materials on the Website and that you may be involuntarily exposed to such materials. It may also be possible for other users or "hackers" to obtain personal information about you. By using the Website, you assume the risk of such occurrences.

Governing Law

By accessing the Website, you agree that the laws of the State of New Jersey, without regard to principles or conflict of laws, will govern these Terms of Use and any dispute of any sort that might arise between you and Golden Bridge or its affiliates. In addition, you agree to submit to the jurisdiction of the courts of the State of New Jersey, and that any action pursued concerning these Terms of Use or your use of the Website shall be within the exclusive jurisdiction of the courts of the State of New Jersey.

Construction

If any provision of these Terms of Use is held by a court of competent jurisdiction to be invalid or unenforceable, then such provision shall be enforced to the maximum extent permissible so as to affect the intent of these Terms of Use, and the remainder of these Terms of Use shall continue in full force and effect.

No Waiver

The failure by either you or Golden Bridge to exercise or enforce any rights or provisions of these Terms of Use shall not constitute a waiver of such right or provision or any other provision of these Terms of Use.

Survival

All provisions in these Terms of Use regarding representations and warranties, indemnification, disclaimers and limitations on liability shall survive any termination of these Terms of Use.

Claims

You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or these Terms of Use must be filed by you within one (1) year after such claim or cause of action arose or be forever barred.

Headings

The headings hereof are descriptive only and not to be used in interpreting the provisions of these Terms of Use.

Privacy Policy

By accessing and using the Website, you agree that any information your provide or that Golden Bridge collects will be subject to the Privacy Policy posted on the Website.